Raiz 2.31.2

Raiz is a convenient platform that enables you to effortlessly save and invest your money. With just $5, you can get started in a matter of minutes. The platform allows you to invest your spare change into a diversified portfolio through automatic round-ups, giving your money the opportunity to grow quietly in the background of your life.

Featured in notable publications such as Forbes, WIRED, Business Insider, CNBC, Channel 9 News, and Channel 7, Raiz has established itself as a trusted and respected service.

EASY SAVING AND INVESTING

Raiz simplifies the process of investing small amounts regularly. The Raiz philosophy is all about removing the hassle associated with investing.

• Round-Ups: One of our flagship features, Raiz automatically rounds up the spare change from your everyday purchases and invests it into a diversified portfolio of stocks and bonds. This hands-off approach allows you to invest effortlessly in the background.
• Recurring Investments: You can set up automatic daily, weekly, or monthly recurring investments according to a schedule that suits you.
• Lump Sum Investments: Feel free to make one-off investments whenever you desire in order to boost your Raiz account.

HOW WE INVEST

• Diversification: Raiz provides you with the option to choose from eight pre-defined investment portfolios, including a Plus portfolio that allows you to invest in ASX listed stocks. Depending on the portfolio you select, Raiz will diversify your investment across a wide range of Australian and international companies, corporate bonds, government bonds, cash, bitcoin, and/or residential property.
• Automatic Rebalancing: Raiz takes care of rebalancing your portfolio automatically to mitigate risk and optimize returns. This means that we adjust your account's mix of stocks and bonds by buying more when they are cheaper and less when they are more expensive. Our aim is to buy low and sell high.

BANK LEVEL SECURITY

Your peace of mind is of utmost importance to us. That's why Raiz employs bank-level security and data prevention measures to safeguard your account. We actively prevent unauthorized access and notify you in the event of any unusual activity.

EARN REWARDS

Through our Raiz Rewards program, you can continue with your regular shopping habits and support hundreds of partnered brands, such as eBay, Apple, and Catch. By doing so, you'll receive money invested back into your Raiz account.

INVEST FOR YOUR KIDS

Raiz Kids provides a straightforward solution for saving and investing for your children or dependents who are under the age of 18. You can set up their own portfolio and investments, and even grant them access to their own Raiz Kids app, where you can customize permissions as needed.

INVEST FOR YOUR RETIREMENT

In addition to helping you with regular investments, our aim is to simplify superannuation as well. By joining Raiz Invest Super, you can take advantage of many of our existing features and portfolios—all accessible from the convenience of a single app on your mobile device.

CLEAR AND TRANSPARENT FEES

The fees for Raiz vary depending on the portfolio you select, with fees starting at $4.50 per month for accounts under $20,000. Please review the Product Disclosure Statement (PDS) for complete fee details and worked examples before making a decision on a portfolio. You can deposit and withdraw funds at your convenience without incurring any additional fees, and there are no fees for accounts with a $0 balance.

WHAT THE PRESS HAS TO SAY

• "This is one of the greatest products I have seen in my career." - Noel Whittaker, author of Making Money Made Simple
• "The app makes investing effortless." - Forbes
• "The best app I've ever downloaded saves me $$ every day without having to lift a finger." - Mamamia

This app is operated by RAIZ Invest Australia Limited, an authorized representative of AFSL 434776. The Raiz Invest Australia product will be issued in Australia by Instreet Investments Limited (ACN 128 813 016 AFSL 434776) and promoted by RAIZ Invest Australia Limited (ACN 604 402 815). Detailed information regarding this product, including a Product Disclosure Statement (PDS) and Target Market Determination (TMD), can be found on the Raiz website or app. It is highly recommended that you carefully read and consider the PDS and TMD before deciding whether or not to acquire and continue to hold interests in the product. The PDS provides comprehensive information about the risks associated with investing in this product, including those that are standard in investing.

"Raiz Invest" is a registered trademark of RAIZ Invest Australia Limited.

Address: 2 Bulletin Pl, Sydney NSW 2000